PayPal Credit Terms

• No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
• If you pay your balance in full each month by the payment due date that is on your statement, you can avoid paying interest.
• Or, make minimum monthly payments, or any additional amount of your choosing, until you’ve paid off your balance according to your standard account terms. Please note, interest charges may apply.
• PayPal will send you email reminders when payments are due. You can also keep track of your account and view your statements at PayPal.com at any time.
• A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.
• For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 3/1/2022 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.
• If approved, we start you off with a minimum credit line of at least $325.00.
• If you miss a payment your late fee could be up to $41.00, even less if it’s your first time.